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Posts Tagged ‘Tips’

Car Financing

Cash for Cars, Lawndale

New Car Financing Tips

Article by Harley Price

As you know, these are tough economic times and you want to make sure that you don’t pay way over for the new car you have decided on. Financing a new car should be planned well in advance of your arrival at the dealership and not as an after thought in the sales office. If you have not pre-planned your new car finance, you will leave yourself open to a very high APR and other scams. This article provides some very effective new car financing tips to ensure that you don’t pay over the odds for your new car.

Firstly, most people need a car loan to finance a new car and in these times of tight financial markets it is not always easy to get one. It is vital the you know your credit score before you apply for a loan. If you have a score lower than 600, any loan application you make is likely to be rejected. Moreover if you do not know your credit score, you leave yourself open to “bad credit” car financing scams. Knowing your credit score is perhaps the most vital new car financing tip. Don’t forget that you can “repair” your credit score very easily if it is under 600 and there are many online auto sites that can advise you on this. Sites such as Up2Drive and MyAutoLoan are also excellent for checking out the retail value, rebates and cash back incentives for the car you are interested in.

The second important new car financing tip is this: plan your new car finance ahead of time. Since most car buyers are overcharged up to 3% on their loans at the dealers, your best source of finance are internet sites such as Up2Drive and MyAutoLoan. These companies specialize in car financing and at the moment this may be your best chance of getting a car loan at all or a car loan with a low APR if you have a good credit score. If however you have a credit score of under 700 it is unlikely that even these sites will offer a low APR so it may be a good idea to raise your credit score by paying of any credit cards or existing car loans. Do not finance a new car at the dealers if you have a bad credit score as this leaves you open to monthly payment scams and very high APR! Once you have a pre-approved car loan, you can take it along to your chosen dealer and let him try and beat it!

Thirdly, if you are intending to trade in a used car that you still owe money on, make the dealer put in writing that he will pay off your car loan within 10 days. Then he, not you, is liable in court!

The last of my new car financing tips to remember is that if you are one of the lucky people who want to pay in cash for a new car, there is no need to fill out a credit application. Some dealers will maintain that this is required as part of the Patriot Act to monitor cash. Only your name is required to do this.

Car Financing question by Wednesday: What’s the difference between in house financing, and dealer financing, when buying a used car?
What are the differences between in house financing, and dealer financing, when buying a used car?

In house financing VS. dealer financing VS. buy here pay here?

Is there a difference between these?

If so, what are the differences?

Thanks in advance!

Car Financing best answer:

Answer by bah bah bah
do you want to use THEIR bank or YOUR bank?

i always use my bank to finance.

GMAC isnt mine but its one of the best.

Nascar Racing

2008 Kobalt 500 and Truck Race

2008 Kobalt 500 and Truck Race

Tips for Betting on Nascar Races

Article by Erik Hammond

Motor racing is growing in staggering numbers and Nascar is right at the top. The sport only has one race a week but there is all kinds of different things to bet on at internet sportsbooks. The odds offered are much better early in the week before qualifying but you take a huge risk if you have not done the right research. If you know what you are doing then there is plenty of money to be made every race. The bad thing about betting on Nascar is that you have no control over that loser that is a lap down and catches your driver up in a wreck. Most of the different ways to bet on Nascar are not available until after qualifying is over or until the day of the race. Here is a list of some possible ways to bet on Nascar at most of the different internet sportsbooks.

Race Winner – This is the quite obviously the toughest bet to hit but the odds usually start off big even for the big name drivers. This bet is usually the only one that is available before the start of qualifying but can change dramatically as different sessions go on during the week. You will usually have about 20 different different drivers to choose from as well as a bet to pick the rest of the field that does not have odds up. Picking the field is not a very good bet because most of the drivers that have a realistic shot at winning have odds.

Top 3 or Top 5 – This bet is safer than picking the winner but can still be tricky. You need to pick out a driver and all he has to do is finish in at least the top 3 or 5, whichever you bet. This makes for a much less stressful bet when you have those few extra spots to finish in. This is another bet that is not open usually until after qualifying or the same day as the race.

Heads Up – This is a much easier bet to hit than picking the winner or top 5. All you have to do is pick out one of the matchups that are available for each race and pick out the driver you think will win. There is often a bunch of different matchups but you will not always find the perfect one. The odds vary on this based on the drivers in each matchup. You can often not find this bet as an option until the day of the race.

Highest Finishing In A Group – This bet has a ton of different options to bet on Nascar. You will find groups of different sizes and drivers and you must pick out the one that finishes in front of the others in that group. There will be groups such as highest finishing chevy or just random drivers thrown together. You will likely not be able to find this bet either at least until after qualifying or the day of the race.

These are most of the ways that are available for people to bet on Nascar. The trick to having a winning Sunday is to search around until you find a good value bet. As with any gambling, be responsible and do not bet more than you can afford to lose.

Nascar Racing question by javier: I am looking to gather good jokes about NASCAR racing for a party?
I am co-sponsoring a party and a theme we want to use is NASCAR and I unfortunately do not know any good NASCAR jokes. There have to be some out there and I am looking for some good ones. If you know any and they are not downright derogatory…please share so that we can get this event on a good rolling start.

Nascar Racing best answer:

Answer by queen v.
Here’s a list of NASCAR jokes: http://members.aol.com/winstongal/joke.htm