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Why Sports Cars Cost More To Insure

Sports Cars

Classic & Sports Cars By the Lake 11-09-11

Sports Cars

The 2nd Classic & Sports Car Show to be held at Hall Farm, Fornham St. Martin, Nr Bury St Edmunds.
More than 200 pre-war, post-war and modern classic cars, along with craft stalls, live music, delicious food and beverages by well known local suppliers and children’s activities.
In aid of St Nicholas Hospice Care

Why Sports Cars Cost More To Insure

Article by Tristan Andrews

Have you ever wondered why sports cars cost more to insure than other types of car – even when the purchase price of the sports car is less expensive? If so, the following are the main reasons why this is the case.

Car Insurance Group Categories

While many of the factors that determine the make-up of car insurance quotes are not known, what is known is that insurance companies ‘group’ certain types of cars into categories. For this purposes, insurance companies have groups ranging from 1 through to 20. Group 1 is the least expensive type of car to insure. Group 20 is the most expensive type of car to insure. So, if you buy a Fiat Panda, you’ll be classed a Group 1 car driver. Buy a sports car, any sports car, and you are looking at being classed a Group 15 and above driver. Buy a performance sports car, such as a Porsche 911, and you’ll definitely be Group 20 driver!

Theft

Over 2 million car crimes happen in the UK each and every year. Aside from popular model cars, such a Ford, the biggest car crime category is sports cars! Have a soft-top convertible sports car, and the chances of it being stolen are red hot! So, even if you live out in the countryside with no one else around for miles, you will still be seen as driving an extremely high risk car when it comes to car theft. With increased risk, comes an increased premium!

Accidents

Insurance companies are not charities – they’re in the business to make money. As such, they keep vast amounts of data and part of that data tells them that if you drive a sports car there is an increased risk you’ll be in an accident and that the accident will be more serious (and costly) than if you were driving a regular car. As such, the premium charge is going to be higher.

Under 30?

Unless you have just won the Lottery, if you are under 30 there are no appealing factors when it comes to insuring a sports car. Not only do the insurance company see the car you drive as being a high risk car to insure, but you as the driver are far more risky to insure as well. Consequently, car insurance premiums for those 30 years of age or under, driving sports cars, is probably the highest of all types of car insurance available in the UK today.


Skechers Deflecktord-Turbo S Sports Car Lighted Super Z Sneaker (Toddler),Silver/Royal,6 M US Toddler

Sports Cars – click on the image below for more information.

  • Lights up when he walks!

Sports Cars

Race to the finish in the Deflecktord Turbo sneaker by Skechers.
Leather and mesh upper in a casual sneaker style with a round synthetic toe bumper
Textured synthetic overlays
Stitching accents
Sports car themed design with front headlinghts and sole side light accents
Super Z-strap front with side hook-and-loop closure
Fabric lining, cushioned insole
Rubber traction outsole


Skechers Deflecktord-Turbo S Sports Car Lighted Super Z Sneaker (Toddler),Silver/Royal,6 M US Toddler

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LATEST SPORTS CARS

Sports Cars question by Ben: How do you feel about teens driving sports cars?
When you see a teenager who’s driving a sports car, and its theirs, what do you think of them?

Sports Cars best answer:

Answer by Virginia Bluebell ღ
I would think… “awesome”…

How to Protect Your Sports Car

Sports Cars

Classic & Sports Cars By the Lake 11-09-11

Sports Cars

The 2nd Classic & Sports Car Show to be held at Hall Farm, Fornham St. Martin, Nr Bury St Edmunds.
More than 200 pre-war, post-war and modern classic cars, along with craft stalls, live music, delicious food and beverages by well known local suppliers and children’s activities.
In aid of St Nicholas Hospice Care

How to Protect Your Sports Car

Article by Gregg Hall

Your sports car represents a significant investment. For many owners, their sports car ranks second only to their home in terms of cost. When one has paid a substantial sum for an item, it only makes sense to take proactive steps to insure its protection.

There are many ways one can protect their sports car. A car can be protected against theft with expensive alarm systems and accessories such as locking lug nuts or a club-like steering wheel lock.

A sports car can be protected from environmental damage via the use of a car cover, parking in a garage, regular weather-related maintenance, and other activities.

There is a burgeoning industry surrounding sports car enthusiasts. There are literally hundreds of ways to protect every component of your automobile, and aspiring entrepreneurs will continue to find new must-have products to defend your investment.

However, the sports car hobbyist does have means of protecting their car that do not require any financial outlays. By utilizing common sense and care, you can take many measures to protect your sports car without spending a dime. Here are three examples:

Parking

You can avoid door dings and other similar body-related problems simply by parking wisely and carefully. Remind yourself of your investment and seek out parking spaces that give you a wide enough berth. Don’t try to crowd into a space next to another car–doing so will almost guarantee a paint scratch or chip when the driver in the next slot opens his or her door.

Don’t park under trees. Trees house birds and produce sap and falling pieces. All of these can damage your sports car’s paint or finish. Simply refuse to park under a branch. You may have to seek out a spot a little farther from your destination, but you can make the walk while feeling better about yourself and your sports car’s well being.

Driving

There is a tendency to think of sports car driving as a high-speed and reckless endeavor. This is not, of course, the case. Although aficionados may seek out opportunities to test their vehicles speed and acceleration, they do not do so recklessly and are, in fact, among the safest drivers on the road.

This commitment to safety and care needs to be carried into regular traffic situations as well. Any sports car owner should remember that the best way to protect their car while driving it is to remain accident-free. Even stalwart drivers can benefit from re-reading defensive driving guidelines and making a concerted effort to drive as safely as possible.

Maintaining

Many sports cars are damaged while actually being repaired. Although it may seem counterintuitive, the garage is a primary source of scratches, dings and chips for many sports cars. Those performing maintenance on their vehicle must handle tools carefully and pay close attention to how they are working on their car. For instance, tools should never be placed directly on the car.

Additionally, repair situations create the possibility of damaging the mechanical components for your sports car. Make sure that before you embark on any repair work that you understand exactly what is required and expected. Otherwise, you may unintentionally damage your sports car.

These may seem like common sense actions. Truth be told, they are. Common sense, however, is easily lost in many situations. Sports car ownership presents many options and considerations in terms of protecting your car, and the most simple and important means of protecting your car can get lost in the shuffle unless you are willing to make a strong commitment to parking, driving, and maintaining your vehicle with great care.

Trooper, The Boys in the Bright White Sports Car

Sports Cars question by Joshua: What rental car company rents sports cars?
I live in Clinton Township Michigan. What car rental company rents sports cars like a Ford Mustang, Chevrolet Camaro, or Nissan Z?

Sports Cars best answer:

Answer by The Eagle Keeper
I can’t think of a single company that does. These cars carry a too high of a risk that someone will tear them up. You could try renting directly from a dealership. Some do for an astronomical price, but many will only rent 4 cyl sedans.